What Waiters and Waitresses earn in Richmond County, NY
According to the latest federal wage data for the New York-Newark-Jersey City, NY-NJ metropolitan area, the median pay for Waiters and Waitresses in Richmond County, NY is $47,610 a year, or $22.89 an hour. After federal income tax, Social Security, Medicare and state income tax, the paycheck shrinks to $38,370 a year, and rent, food and energy take another bite. The sections below walk through each step with the actual math for Richmond County, NY.
The mean wage is $55,000, which is 15.5% above the median, a sign that a group of high earners lifts the average. The survey counts about 138,720 people working in this occupation across the New York-Newark-Jersey City, NY-NJ metropolitan area, so the estimate rests on a substantial pool of workers. Richmond County, NY has roughly 494,956 residents, according to the population figures used by the rent data.
The salary range, from entry level to top earners
Pay for Waiters and Waitresses in the New York-Newark-Jersey City, NY-NJ metropolitan area is not one number. The lowest-paid tenth of workers earn up to $33,810 a year ($16.25 an hour), while the highest-paid tenth earn $95,610 or more ($45.97 an hour). That is a gap of $61,800 between the bottom and the top of the scale. The middle half of workers falls between $35,310 at the 25th percentile and $64,480 at the 75th percentile. A top-tier earner makes 2.8 times what someone at the bottom makes, so experience, certification and employer all matter.
What the hourly rate looks like
Employers quote this occupation by the hour or by the year, so here are both: $22.89 an hour or $47,610 a year at the median for Richmond County, NY. Before any deductions, that is $3,968 a month, $1,831 every two weeks and $916 each week. After taxes the same job pays $18.45 per hour of take-home income, which is the number that actually has to cover rent and groceries.
How pay in Richmond County, NY compares
Compared with the New York average
Pay for Waiters and Waitresses in Richmond County, NY is in line with the statewide figure: $47,610 locally against an employment-weighted New York average of $47,178, a difference of only $432 (0.9%). Within New York, Richmond County, NY already has the highest median we track for this job.
Compared with the national average
The national employment-weighted average for Waiters and Waitresses is $33,856 across the contiguous United States. At $47,610, Richmond County, NY pays $13,754 more, which is 40.6% above that benchmark. Keep in mind that a higher salary only helps if living costs do not rise faster, which is why the cost sections below matter as much as the headline number.
Where this job ranks in Richmond County, NY
Among the 671 occupations with published wages in Richmond County, NY, Waiters and Waitresses ranks number 551 by median pay, ahead of about 18% of them. The best-paying occupation we track here is Financial Managers at $221,010 a year, which is $173,400 more than the median for Waiters and Waitresses.
From gross pay to take-home pay
Three separate tax bills sit between the gross salary and the bank account: federal income tax, FICA, and state income tax. For Waiters and Waitresses earning the Richmond County, NY median of $47,610, they add up to $9,240. The result is $38,370 of take-home pay a year ($3,197 a month), based on a single filer using the standard deduction.
Put another way, of every $100 earned, about $19 goes to taxes and $81 reaches the paycheck. The overall effective tax rate is 19.4%.
Federal income tax
After the $15,750 standard deduction, taxable income is $31,860. Federal brackets are marginal, so only the slice of income above each threshold is taxed at the higher rate; the last dollars of this salary fall in the 12% bracket. The resulting federal income tax is $3,585, an effective 7.5% of gross pay, well below the 12% marginal rate because the lower brackets are cheaper.
Social Security and Medicare (FICA)
Payroll taxes are a flat percentage of wages. Social Security takes 6.2% up to a wage base of $176,100, which costs $2,952 on this salary. Medicare takes 1.45%, or $690. FICA totals $3,642, which is 7.6% of gross pay.
State income tax in New York
New York income tax on this salary is $2,014 a year, or 4.2% of gross pay, after the state's own deductions and exemptions are applied. That is 56% of the federal income tax bill, and it comes out to $168 a month. Local taxes such as county or city income taxes are not included, so a few jurisdictions may withhold slightly more.
A cross-check with IRS data for Richmond County, NY
IRS Statistics of Income data for Richmond County, NY show an average adjusted gross income of $84,302 per return and an average effective federal income tax rate of 13.1% across all filers. Filers in the $25,000 to under $50,000 bracket, where this salary falls, paid an average of 4.8%, compared with the 7.5% estimated here for a single filer taking the standard deduction. Gaps between the two reflect filing status, dependents, credits and other income, none of which a single-person wage estimate includes.
Cost of living in Richmond County, NY
Take-home pay only means something next to what life costs. We price four basics for one adult in Richmond County, NY: a one-bedroom apartment, food, home energy and gasoline. All of them are converted to annual figures first, then compared with the $38,370 of take-home pay.
Rent
Housing is the largest line in most budgets. For Richmond County, NY, HUD sets the Fair Market Rent for a one-bedroom unit at $2,729 a month ($32,748 a year), and at $2,971 for two bedrooms. For Waiters and Waitresses, a one-bedroom absorbs 85.3% of take-home pay and 68.8% of gross pay.
Food
The USDA Thrifty Food Plan (August 2026) puts the cost of a nutritious home-cooked diet for an adult at about $3,436 a year, which is $286 a month or $66.07 a week. That equals 7.2% of gross pay for Waiters and Waitresses in Richmond County, NY. It is a thrifty budget with no restaurant meals, so treat it as a floor.
Energy and gasoline
Using New York residential prices from the Energy Information Administration and national household averages for consumption, electricity costs about $2,581 a year and other home energy such as natural gas about $653, for $3,235 in total. Gasoline in New York averages $3.17 per gallon; at about 463 gallons a year (11,106 miles at 24 miles per gallon) fuel adds $1,467.
What is left over
The basics cost $40,885 a year in Richmond County, NY, but take-home pay for Waiters and Waitresses is $38,370. That is a shortfall of $2,516 a year, or $210 a month, before health care, transportation beyond fuel, debt or savings. Closing the gap would take roughly 136 extra paid hours a year at the take-home hourly rate of $18.45, or a second earner, a cheaper home or a roommate.
Can Waiters and Waitresses afford to live in Richmond County, NY?
The 30% rent guideline
A common rule of thumb says rent should stay under 30% of gross income. For a gross salary of $47,610 that ceiling is $1,190 a month. The one-bedroom Fair Market Rent of $2,729 is $1,539 over it, so rent breaks the guideline. Put as a wage, covering a one-bedroom at the 30% guideline takes $52.48 an hour; the median for Waiters and Waitresses is $22.89, which is 56% below that mark. Another way to see it: at $18.45 of take-home pay an hour, a one-bedroom takes about 34.1 working hours every week.
Splitting a two-bedroom
Sharing a two-bedroom at $2,971 a month means $1,486 each. Compared with renting a one-bedroom alone, that saves $14,922 a year. With a roommate, the yearly margin after the basics becomes $12,406, which turns the shortfall into a surplus.
How fast you can save
With no monthly margin after the four basics, saving requires a change on one side of the ledger: higher pay than the $47,610 median, lower housing costs than the $2,729 one-bedroom rent, or a second income.
Frequently asked questions about Waiters and Waitresses pay in Richmond County, NY
How much do Waiters and Waitresses make per hour in Richmond County, NY?
The median is $22.89 per hour, based on $47,610 a year over 2,080 hours. Hourly pay runs from about $16.25 at the 10th percentile to $45.97 at the 90th percentile.
How much do Waiters and Waitresses take home after taxes in Richmond County, NY?
After federal income tax, FICA and state income tax, the median salary of $47,610 becomes $38,370 a year. That is $3,197 a month, $1,476 every two weeks or $738 a week.
How much tax do Waiters and Waitresses pay in Richmond County, NY?
Total taxes are $9,240 a year, an effective rate of 19.4%: $3,585 federal income tax, $3,642 FICA and $2,014 New York income tax.
Do Waiters and Waitresses earn more in Richmond County, NY than elsewhere in New York?
It is about the same. The local median of $47,610 is within 0.9% of the New York average of $47,178.
Can Waiters and Waitresses afford a one-bedroom apartment in Richmond County, NY?
A one-bedroom costs $2,729 a month against take-home pay of $3,197, which is 85.3% of take-home pay. That does not meet the 30%-of-gross guideline, which allows up to $1,190 a month.
What is the monthly budget margin for Waiters and Waitresses in Richmond County, NY?
Nothing remains: the basics cost $40,885 a year, which is $2,516 more than take-home pay, a monthly shortfall of $210.
What hourly wage covers a one-bedroom in Richmond County, NY at the 30% guideline?
$52.48 an hour for a full-time schedule, calculated as the $32,748 annual rent divided by 0.30 and by 2,080 hours. The median for Waiters and Waitresses is $22.89.
How we calculated these numbers
Wages are May 2025 medians from the Bureau of Labor Statistics Occupational Employment and Wage Statistics survey for the New York-Newark-Jersey City, NY-NJ metropolitan area; hourly-only values are annualized at 2,080 hours. Rents are HUD Fair Market Rents, food costs come from the USDA Thrifty Food Plan, and energy prices come from the Energy Information Administration. County-level tax statistics come from the IRS Statistics of Income.
Taxes use tax-year 2025 federal brackets, FICA rates and the New York rules for a single filer with wage income only. Figures are estimates for planning and comparison, not tax or financial advice, and they exclude local income taxes, benefits, retirement contributions and individual circumstances.