What Registered Nurses earn in Pasco County, FL
According to the latest federal wage data for the Tampa-St. Petersburg-Clearwater, FL metropolitan area, the median pay for Registered Nurses in Pasco County, FL is $85,470 a year, or $41.09 an hour. After federal income tax, Social Security, Medicare (and no state income tax), the paycheck shrinks to $68,679 a year, and rent, food and energy take another bite. The sections below walk through each step with the actual math for Pasco County, FL.
The mean wage is $92,690, which is 8.4% above the median, a sign that a group of high earners lifts the average. The survey counts about 38,720 people working in this occupation across the Tampa-St. Petersburg-Clearwater, FL metropolitan area, so the estimate rests on a substantial pool of workers. Pasco County, FL has roughly 611,444 residents, according to the population figures used by the rent data.
The salary range, from entry level to top earners
Pay for Registered Nurses in the Tampa-St. Petersburg-Clearwater, FL metropolitan area is not one number. The lowest-paid tenth of workers earn up to $73,290 a year ($35.24 an hour), while the highest-paid tenth earn $124,470 or more ($59.84 an hour). That is a gap of $51,180 between the bottom and the top of the scale. The middle half of workers falls between $79,250 at the 25th percentile and $102,180 at the 75th percentile. A top-tier earner makes 1.7 times what someone at the bottom makes, so experience, certification and employer all matter.
What the hourly rate looks like
Employers quote this occupation by the hour or by the year, so here are both: $41.09 an hour or $85,470 a year at the median for Pasco County, FL. Before any deductions, that is $7,123 a month, $3,287 every two weeks and $1,644 each week. After taxes the same job pays $33.02 per hour of take-home income, which is the number that actually has to cover rent and groceries.
How pay in Pasco County, FL compares
Compared with the Florida average
Pay for Registered Nurses in Pasco County, FL is in line with the statewide figure: $85,470 locally against an employment-weighted Florida average of $85,669, a difference of only $199 (0.2%). Within Florida, the highest median we track for this job is $91,380 in Miami-Dade County, FL.
Compared with the national average
The national employment-weighted average for Registered Nurses is $99,368 across the contiguous United States. At $85,470, Pasco County, FL pays $13,898 less, which is 14.0% below that benchmark. Keep in mind that a higher salary only helps if living costs do not rise faster, which is why the cost sections below matter as much as the headline number.
Where this job ranks in Pasco County, FL
Among the 544 occupations with published wages in Pasco County, FL, Registered Nurses ranks number 97 by median pay, ahead of about 82% of them. The best-paying occupation we track here is General and Operations Managers at $103,670 a year, which is $18,200 more than the median for Registered Nurses.
From gross pay to take-home pay
Three separate tax bills sit between the gross salary and the bank account: federal income tax, FICA, and state income tax. For Registered Nurses earning the Pasco County, FL median of $85,470, they add up to $16,791. The result is $68,679 of take-home pay a year ($5,723 a month), based on a single filer using the standard deduction.
Put another way, of every $100 earned, about $20 goes to taxes and $80 reaches the paycheck. The overall effective tax rate is 19.6%.
Federal income tax
After the $15,750 standard deduction, taxable income is $69,720. Federal brackets are marginal, so only the slice of income above each threshold is taxed at the higher rate; the last dollars of this salary fall in the 22% bracket. The resulting federal income tax is $10,252, an effective 12.0% of gross pay, well below the 22% marginal rate because the lower brackets are cheaper.
Social Security and Medicare (FICA)
Payroll taxes are a flat percentage of wages. Social Security takes 6.2% up to a wage base of $176,100, which costs $5,299 on this salary. Medicare takes 1.45%, or $1,239. FICA totals $6,538, which is 7.7% of gross pay.
State income tax in Florida
Florida does not tax wage income, so the state income tax line for Registered Nurses in Pasco County, FL is $0. That alone leaves more in the paycheck than the same salary would in a state with an income tax. For scale, a hypothetical flat 5% state tax on this salary would cost about $4,274 a year, so the absence of a state tax is worth roughly $356 a month.
A cross-check with IRS data for Pasco County, FL
IRS Statistics of Income data for Pasco County, FL show an average adjusted gross income of $79,675 per return and an average effective federal income tax rate of 12.3% across all filers. Filers in the $75,000 to under $100,000 bracket, where this salary falls, paid an average of 8.6%, compared with the 12.0% estimated here for a single filer taking the standard deduction. Gaps between the two reflect filing status, dependents, credits and other income, none of which a single-person wage estimate includes.
Cost of living in Pasco County, FL
Take-home pay only means something next to what life costs. We price four basics for one adult in Pasco County, FL: a one-bedroom apartment, food, home energy and gasoline. All of them are converted to annual figures first, then compared with the $68,679 of take-home pay.
Rent
Housing is the largest line in most budgets. For Pasco County, FL, HUD sets the Fair Market Rent for a one-bedroom unit at $1,648 a month ($19,776 a year), and at $1,917 for two bedrooms. For Registered Nurses, a one-bedroom absorbs 28.8% of take-home pay and 23.1% of gross pay.
Food
The USDA Thrifty Food Plan (August 2026) puts the cost of a nutritious home-cooked diet for an adult at about $3,436 a year, which is $286 a month or $66.07 a week. That equals 4.0% of gross pay for Registered Nurses in Pasco County, FL. It is a thrifty budget with no restaurant meals, so treat it as a floor.
Energy and gasoline
Using Florida residential prices from the Energy Information Administration and national household averages for consumption, electricity costs about $1,494 a year and other home energy such as natural gas about $1,005, for $2,498 in total. Gasoline in Florida averages $3.08 per gallon; at about 463 gallons a year (11,106 miles at 24 miles per gallon) fuel adds $1,427.
What is left over
Rent, food, energy and gasoline cost $27,138 a year in Pasco County, FL. Subtract that from $68,679 of take-home pay and $41,542 remains, which is $3,462 a month of breathing room. That margin equals 48.6% of gross pay, a comfortable cushion by common budgeting rules.
Can Registered Nurses afford to live in Pasco County, FL?
The 30% rent guideline
A common rule of thumb says rent should stay under 30% of gross income. For a gross salary of $85,470 that ceiling is $2,137 a month. The one-bedroom Fair Market Rent of $1,648 is $489 under it, so rent fits the guideline. Put as a wage, covering a one-bedroom at the 30% guideline takes $31.69 an hour; the median for Registered Nurses is $41.09, which is 30% above that mark. Another way to see it: at $33.02 of take-home pay an hour, a one-bedroom takes about 11.5 working hours every week.
Splitting a two-bedroom
Sharing a two-bedroom at $1,917 a month means $959 each. Compared with renting a one-bedroom alone, that saves $8,274 a year. With a roommate, the yearly margin after the basics becomes $49,816.
How fast you can save
At $3,462 a month of margin, building a $10,000 emergency fund would take about 3 months. Setting aside half of the margin stretches the same goal to about 6 months. These figures ignore interest, raises and any spending beyond the four basics.
Frequently asked questions about Registered Nurses pay in Pasco County, FL
How much do Registered Nurses make per hour in Pasco County, FL?
The median is $41.09 per hour, based on $85,470 a year over 2,080 hours. Hourly pay runs from about $35.24 at the 10th percentile to $59.84 at the 90th percentile.
How much do Registered Nurses take home after taxes in Pasco County, FL?
After federal income tax, FICA, the median salary of $85,470 becomes $68,679 a year. That is $5,723 a month, $2,642 every two weeks or $1,321 a week.
How much tax do Registered Nurses pay in Pasco County, FL?
Total taxes are $16,791 a year, an effective rate of 19.6%: $10,252 federal income tax, $6,538 FICA and no Florida income tax.
Do Registered Nurses earn more in Pasco County, FL than elsewhere in Florida?
It is about the same. The local median of $85,470 is within 0.2% of the Florida average of $85,669.
Can Registered Nurses afford a one-bedroom apartment in Pasco County, FL?
A one-bedroom costs $1,648 a month against take-home pay of $5,723, which is 28.8% of take-home pay. That meets the 30%-of-gross guideline, which allows up to $2,137 a month.
What is the monthly budget margin for Registered Nurses in Pasco County, FL?
About $3,462 a month ($41,542 a year) remains after a one-bedroom apartment, food, home energy and gasoline, which together cost $27,138 a year.
What hourly wage covers a one-bedroom in Pasco County, FL at the 30% guideline?
$31.69 an hour for a full-time schedule, calculated as the $19,776 annual rent divided by 0.30 and by 2,080 hours. The median for Registered Nurses is $41.09.
How we calculated these numbers
Wages are May 2025 medians from the Bureau of Labor Statistics Occupational Employment and Wage Statistics survey for the Tampa-St. Petersburg-Clearwater, FL metropolitan area; hourly-only values are annualized at 2,080 hours. Rents are HUD Fair Market Rents, food costs come from the USDA Thrifty Food Plan, and energy prices come from the Energy Information Administration. County-level tax statistics come from the IRS Statistics of Income.
Taxes use tax-year 2025 federal brackets, FICA rates and the Florida rules for a single filer with wage income only. Figures are estimates for planning and comparison, not tax or financial advice, and they exclude local income taxes, benefits, retirement contributions and individual circumstances.